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API for bootstrapping reputation systems

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The Karma Protocol enables dApps to keep a ledger of user integrity for their specific use case. By setting up their reputation system with the Karma Protocol a dApp can unlock access to global reputation scores of users not encountered prior. With this information the dApp can effectively integrate new users within the existing reputation network and engage with them accordingly. Our mission is to reduce the interactive friction that plagues user-blind systems. Our vision is to build a universal indicator of contractual trustworthiness for the web 3.0 ecosystem. The protocol is accessible to anyone looking to build and prove a good reputation.

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The protocol relies on both on-chain and off-chain components. On-chain components include a protocol contract that handles the maintenance of dApp specific reputation systems. This includes the API that dApps can access on-chain. The protocol then relies on an oracle to serve as a link and communicate information off-chain. The off-chain components will handle aggregating data in order to be able to provide an appropriate global karma score.

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"The world is wide, and I will not waste my life in friction when it could be turned into momentum."

Frances Willard

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In DeFi  and beyond

Decentralized lending is still largely user-blind. There is no way for users to build a reputation that would grant them access to better borrowing terms (i.e friendlier interest rates and collateral requirements). The DeFi ecosystem is being slowed down by user-blind credit terms made necessary by the absence of credit rating — we are working to eliminate this friction.
This interactive friction goes beyond financial dApps and can be found in most user-blind mechanisms. It needs to be largely eliminated if we want to make the web 3.0 stack become appealing to retail users.

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3590 20th Street
San Francisco
94110, CA

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